1. Small Business Innovation Research (SBIR) Program

The SBIR program supports self-employed entrepreneurs focused on technological innovation and scientific research. Funded by federal agencies, SBIR grants help small businesses develop and commercialize cutting-edge products and services. Key industries include health, defense, and energy.

• Eligibility: Must operate a for-profit business and have fewer than 500 employees. Applicants must meet specific research and development goals.

• How to Apply: Visit SBIR.gov for detailed instructions and deadlines.

2. Amber Grant for Women

The Amber Grant provides monthly funding to women-owned businesses, including those run by self-employed women. Each month, one winner receives $10,000, and an additional $25,000 is awarded annually to one of the monthly winners.

• Eligibility: Open to all women entrepreneurs in the U.S. with a clear business purpose.

• How to Apply: Submit a short application describing your business at AmberGrantforWomen.com.

3. National Association for the Self-Employed (NASE) Growth Grants

NASE offers grants of up to $4,000 to its members, providing funds for marketing, equipment, and other business needs. These grants are designed to help self-employed individuals grow their businesses.

• Eligibility: Must be a member of NASE for at least three months before applying.

• How to Apply: Visit NASE.org and complete the online application form.

4. Economic Injury Disaster Loans (EIDL) Grants

Administered by the U.S. Small Business Administration (SBA), EIDL grants provide financial relief to small businesses and self-employed individuals affected by disasters, including the COVID-19 pandemic. These grants do not need to be repaid.

• Eligibility: Must demonstrate a loss of income due to a declared disaster.

• How to Apply: Apply through the SBA’s website at SBA.gov.

5. FedEx Small Business Grant Contest

FedEx offers an annual grant contest, awarding significant funding to small businesses, including self-employed individuals. Winners receive cash prizes and FedEx business services.

• Eligibility: Must be a U.S.-based small business with fewer than 99 employees.

• How to Apply: Prepare a compelling story about your business and submit your entry at FedEx Small Business Grant.

6. Artist Fellowship Grants

For self-employed artists, numerous organizations offer fellowship grants to support creative projects. For example, the National Endowment for the Arts (NEA) provides funding for visual artists, writers, and performers.

• Eligibility: Varies depending on the organization and type of project.

• How to Apply: Visit arts.gov for NEA opportunities or check local arts councils.

7. Comcast RISE Grant

Comcast RISE offers grants to small businesses owned by people of color. These grants include marketing consultations, media placements, and technology upgrades, making it a valuable resource for self-employed entrepreneurs.

• Eligibility: Must be a minority-owned business operating for at least one year.

• How to Apply: Visit ComcastRISE.com to apply.

8. Rural Business Development Grants (RBDG)

For self-employed individuals in rural areas, the RBDG program provides funding to support business growth and job creation. These grants can be used for training, technical assistance, and equipment purchases.

• Eligibility: Must operate in a rural area and meet specific income requirements.

• How to Apply: Contact your local USDA office or visit RD.usda.gov.

Tips for Applying for Grants

• Research Thoroughly: Understand the grant’s requirements and tailor your application to meet them.

• Prepare a Solid Business Plan: Many grant programs require a detailed business plan demonstrating your goals and financial needs.

• Be Clear and Concise: Write a compelling narrative about how the grant will help your business succeed.

• Meet Deadlines: Submit your application before the deadline to ensure consideration.